Earn as an Independent Contractor. Originate Private Loans. Get paid fast. Work from anywhere on your own schedule.
Private Loan Academy supports remote contracted partners who originate private commercial loans, DSCR loans, bridge loans, construction financing, and all real estate services. We handle underwriting, packaging, and funding. You focus on client relationships and deal origination. You'll also earn income from corporate services, trusts & certificates of deposit (CD's).
Unlimited income potential • No experience or license required • Set your own schedule • 100% remote
*Certified Partners receive a $1,000 guaranteed draw versus commission, available after training
Submit your application to get started. We’ll review the details and contact you about the next steps.
What to expect:
Apply Now or Submit Your Resume Below

It takes anywhere from 10-15 hours to get through our training materials. Training is self-study with no time limitations. You'll have unlimited access to all of our training resources to qualify as a certified, professional commercial loan partner. Including $1,000 weekly draw.

For new Loan Partners our 10-Day Road Map shows you exactly what you should be doing daily for your first 10-days and beyond. No need to recreate the wheel. We provide step-by-step details to maximize your time, efforts and income, while exceeding client expectations.

Private Loan Academy empowers our Remote Agents with access to a nationwide Investor database, complete with owner phone numbers, emails and loan details so you can easily connect with real estate investors & business owners. No existing network required.

We provide the best online commercial loan partner training program. Our Jump Start Program includes training videos, tools and resources. You'll also learn about other financial services, that increase your income.

Through our Funding Platform you'll send an email with your application link. We then structure, underwrite, and package loans for submission to our lenders. The approvals are completed within 2-4 business days, and you'll be paid within 24 hours.

When clients apply via your personal web-application link, those loans go directly into your secure Loan Dashboard and are only viewable by you. They show loan progress & track your paycheck. Loan requests from your web-application link are emailed to you.
Compensation & Earning Potential
Partners often see strong results with just a few clients per month. Many reach significant six-figure earnings in their first full year through consistent activity and the platform’s support.
How the Process Works
What Certification Includes
The Private Loan Academy Certification is a self-paced online program that awards the Certified Private Loan & Entity Specialist designation. It covers six modules:
You receive video lessons, tools, scripts, templates, calculators, practical assignments, live Zoom sessions with senior advisors, and the 10-Day Success Roadmap. Lifetime access is included while you remain active.
Investment: $297 one-time
Reimbursement: The full $297 is reimbursed to you after you complete the training modules and submit your first loan application
Lifestyle & Expectations
If you lack significant relevant experience, your own leads, and marketing capital, the free Referral Partner path is not recommended. Most people in that situation see better results by starting with the certification.
Ready to Get Started?
Submit your application first. Most applicants are then guided toward the certification path for training, leads, base pay, benefits, tools, and support. Already experienced with your own leads?
Apply Now or Submit Your Resume
Prefer to enroll in certification immediately?
Enroll in the $297 Certification
Disclaimer
Partners operate as independent contractors. Certification training is optional but strongly recommended for most applicants. The $297 fee is fully reimbursable upon completion of the training modules and submission of the first loan application. Earnings are not guaranteed and depend on individual efforts.
When you enroll as a Referral Agent, there is no certification fee to get started. This option is reserved for experienced sales professionals who already have their own proven lead sources, an existing network, and a dedicated marketing budget they’re prepared to invest.
If you don’t have significant hard money or high-ticket sales experience, your own reliable leads, or money set aside for marketing and lead generation, the free Referral Agent path is not recommended. Most people in that situation struggle to generate consistent deals and income.
The Authorized Certification Training is strongly suggested if you’re newer to this type of sales role or want a structured path with training, credibility, and a higher probability of success. Investing in the one-time authorized certification training is the approach we recommend for the majority of people who want to treat this as a real career.
You'll receive full support, training, CRM software, back office and live transfer leads at no additional cost.
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